.black        { color: #000000; font-family: verdana, arial, geneva, sans-serif; font-size:11px; line-height:120%; text-decoration: none; }
a.black:link    { color: #000000; font-family: verdana, arial, geneva, sans-serif; font-size:11px; line-height:120%; text-decoration: underline; }
a.black:visited { color: #000000; font-family: verdana, arial, geneva, sans-serif; font-size:11px; line-height:120%; text-decoration: underline; }
a.black:hover   { color: #000000; font-family: verdana, arial, geneva, sans-serif; font-size:11px; line-height:120%; text-decoration: underline; background: #e0e0e0 none;}
a.black:active  { color: #000000; font-family: verdana, arial, geneva, sans-serif; font-size:11px; line-height:120%; text-decoration: underline; background: #e0e0e0 none;}



 .gray        { color: #484848; font-family: verdana, arial, geneva, sans-serif; font-size:11px; line-height:120%; text-decoration: none; }
a.gray:link    { color: #484848; font-family: verdana, arial, geneva, sans-serif; font-size:11px; line-height:120%; text-decoration: underline; }
a.gray:visited { color: #484848; font-family: verdana, arial, geneva, sans-serif; font-size:11px; line-height:120%; text-decoration: underline; }
a.gray:hover   { color: #484848; font-family: verdana, arial, geneva, sans-serif; font-size:11px; line-height:120%; text-decoration: underline; background: #e0e0e0 none;}
a.gray:active  { color: #484848; font-family: verdana, arial, geneva, sans-serif; font-size:11px; line-height:120%; text-decoration: underline; background: #e0e0e0 none;}

 .nav        { color: #000000; font-family: verdana, arial, geneva, sans-serif; font-size:11px; text-decoration: none; }
a.nav:link    { color: #471D89; font-family: verdana, arial, geneva, sans-serif; font-size:11px; text-decoration: underline; }
a.nav:visited { color: #471D89; font-family: verdana, arial, geneva, sans-serif; font-size:11px; text-decoration: underline; }
a.nav:hover   { color: #471D89; font-family: verdana, arial, geneva, sans-serif; font-size:11px; text-decoration: underline; background: #eaeaea none;}
a.nav:active  { color: #471D89; font-family: verdana, arial, geneva, sans-serif; font-size:11px; text-decoration: underline; background: #eaeaea none;}

 .subnav        { color: #7186B0; font-family: verdana, arial, geneva, sans-serif; font-size:9px; text-decoration: none; }
a.subnav:link    { color: #15205B; font-family: verdana, arial, geneva, sans-serif; font-size:9px; text-decoration: none; }
a.subnav:visited { color: #15205B; font-family: verdana, arial, geneva, sans-serif; font-size:9px; text-decoration: none; }
a.subnav:hover   { color: #FFFFFF; font-family: verdana, arial, geneva, sans-serif; font-size:9px; text-decoration: none; background: #7085B0 none;}
a.subnav:active  { color: #FFFFFF; font-family: verdana, arial, geneva, sans-serif; font-size:9px; text-decoration: none; background: #7085B0 none;}

 .quote        { color: #8A8A8A; font-family: verdana, arial, geneva, sans-serif; font-size:14px; font-weight: bold; font-style: italic; text-decoration: none; }

 .header        { color: #15205B; font-family: verdana, arial, geneva, sans-serif; font-size:14px; font-weight: bold; text-decoration: none; }
a.header:link    { color: #7556A7; font-family: verdana, arial, geneva, sans-serif; font-size:14px; text-decoration: underline; }
a.header:visited { color: #7556A7; font-family: verdana, arial, geneva, sans-serif; font-size:14px; text-decoration: underline; }
a.header:hover   { color: #7556A7; font-family: verdana, arial, geneva, sans-serif; font-size:14px; text-decoration: underline; background: #e0e0e0 none;}
a.header:active  { color: #7556A7; font-family: verdana, arial, geneva, sans-serif; font-size:14px; text-decoration: underline; background: #e0e0e0 none;}

 .testimonial        { color: #EEEEEE; font-family: verdana, arial, geneva, sans-serif; font-size:10px; line-height:150%; text-decoration: none; }
a.testimonial:link    { color: #EEEEEE; font-family: verdana, arial, geneva, sans-serif; font-size:10px; text-decoration: underline; }
a.testimonial:visited { color: #EEEEEE; font-family: verdana, arial, geneva, sans-serif; font-size:10px; text-decoration: underline; }
a.testimonial:hover   { color: #EEEEEE; font-family: verdana, arial, geneva, sans-serif; font-size:10px; text-decoration: underline; background: #7E7E7E none;}
a.testimonial:active  { color: #EEEEEE; font-family: verdana, arial, geneva, sans-serif; font-size:10px; text-decoration: underline; background: #7E7E7E none;}

 .footer       	 { color: #979797; font-family: verdana, arial, geneva, sans-serif; font-size:10px; text-decoration: none; }
a.footer:link    { color: #909090; font-family: verdana, arial, geneva, sans-serif; font-size:10px; text-decoration: underline; }
a.footer:visited { color: #909090; font-family: verdana, arial, geneva, sans-serif; font-size:10px; text-decoration: underline; }
a.footer:hover   { color: #484848; font-family: verdana, arial, geneva, sans-serif; font-size:10px; text-decoration: underline; background: #ececec none;}
a.footer:active  { color: #484848; font-family: verdana, arial, geneva, sans-serif; font-size:10px; text-decoration: underline; background: #ececec none;}

 .testimonial         { color: #ffffff; font-family: verdana, arial, geneva, sans-serif; font-size:10px; text-decoration: none; }

.reditem { color: #FF0000 }
.blackitem { color: #000000 }